The Educational and Race Issue on Everyday Use - 1745 Words

Final Semester Take Home Test : Everyday Use Auliya Atika F. Auliya Atika F. Mr. Gindho Rizano M.Hum Prose II May 24, 2012 Final Task Examination The Educational and Race Issue in Everyday Use Everyday Use is a part of the short story collection In Love and Trouble: Stories of Black Woman (1973) by Alice Walker (Wikipedia). Alice Walker is an African – American blooded who often made issues about African – American itself mostly in her works . Everyday Use is one of her outstanding work which got many appreciation from literary’s devotees. This story itself is telling about an unlucky family who consist of Mama and her two daughters, where is a quarrel between Mama and her oldest daughter and also how her†¦show more content†¦Who can even imagine me looking a strange white man in the eye?†(page 2). Another point which indicate the race element in this story is how Mama is comparing the skin color between she and her daughters: â€Å"Dee is lighter than Maggie, with nicer hair and a fuller figure.† (page 2). The African traditional culture in this stories also could be seen in the last part which Mama is arguing with Dee concerning the quilts, as their family heritage. Dee is really wanting the quilts, but Mama keep insistent to grant the grandmother’s command to give them to Maggie, it is a culture or that she keeps Final Semester Take Home Test : Everyday Use Auliya Atika F. on and don’t want to break it: â€Å"I†¦snatched the quilts out of Miss Wangero’s hands and dumped them into Maggie’s lap†¦Ã¢â‚¬  (page 9). The quilts itself used to wear and as a piece of uniforms that Dee’s grandfather wore during the civil war, it could be a symbolizes about Black-American suffering experiences. We could also observe the race issue through Dee’s character. The change of Dee’s name into an African name â€Å"Wangero Leewanika Kemanjo† actually because she wants to protest being named after the people who have oppressed her: â€Å"I couldn’t bear it any longer, being named after the people who oppress me† (Page 4).. By changing her name, she seemed doesn’t want to be associated with her family’s culture and she feels freedom after her name have changed. And although herShow MoreRelatedCulture Has On The Process Of Learning And Teaching1382 Words   |  6 Pages2015). This further highlights the impact of difference and intercultural understanding on teaching and learning. Using critical theory, French considers the complexity of students differences and how they are not always viewed positively in an educational context. These differences can have an impact on their participation in the classroom which then impacts on their learning. The challenges of linking diversity with practice for preservice teachers was explored by Virginia E Causey. In a longitudinalRead MoreUse of Statistics in Our Life1087 Words   |  4 PagesTheoretical questions Explain the use of statistics in our life and specifically for in your job The compilation and analysis of statistical data plays a part in our daily lives, quite often permeating various aspects of our everyday experiences without our notice. For instance, most of us take notice of the daily odds that enter into predicting the weather. Like many sciences, meteorology will employ ranges and percentages to predict a spectrum of possibilities within a limited set of parametersRead MoreDraft Of Personal Philosophy Statement1268 Words   |  6 Pagesstudents by creating an environment that is equal and inclusive for all people regardless of their race, gender, sexual orientation, ethnicity, cultural background, religion, family structure, economic status, learning ability, linguistic ability, and/or learning style. 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Here are a couple of examples for blacks, they all can run fast, and that they are all about the welfare system. â€Å"For HispanicsRead MoreAnalysis Of The Book Missing People And Others 979 Words   |  4 Pagesin the book, Race, Class and Gender, speaks about his form of otherness that he experienced in schools. Madrid has a Latino ethnicity and is a citizen of the United States as are his parents, grandparents and great-grandparents. However, he learned about othering before he knew of the concept. Though his school tried to erase otherness through denial, it only amplified the issue. He viewed his educational experience as a socialization process where you learned to become â€Å"American† (Race, Class andRead MorePoverty Of The United States : An Overview By Cliff Brown919 Words   |  4 Pagesfirst article, â€Å"Poverty in the United States: An Overview† by Cliff Brown, is about poverty in America and its characteristics. Those living in poverty have more health and educational issues, and individuals who fall below the poverty level are among the most vulnerable and distressed in the United States. Factors such as: race, ethnicity, family structure, sex, age, and geography are linked to poverty.(p. 89) One of the most striking points brought up in this article, also in relation to geographyRead MoreGender Equality Essay1069 Words   |  5 Pageslook around there are so many different types of people. Different races, different backgrounds, and also different stories. We live in a world of a diverse group of people. Some would think living in such a diverse world we would form a common ground and maybe unite together to be equal but that is far from true. No Im not talking about the inequality of people based off of race o r background, the grouping of sex is the issue here. 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Due to the inequality that is very apparent in our society, the â€Å"sociological perspective helps us see opportunities and constraints† not only in our own lives, but in the lives of other’s around us (Macionis, 7). Recognizing that there are issues farRead MoreThe Literature And The Individual Child1462 Words   |  6 Pagesculture as shaping children’s viewpoints through many mediums given pop culture is a part of everyday lived experience and is everywhere- television, movies, news media, music, advertising, children’s play, conversations, drawing, writin g, clothes, tableware, toys and household items. Children are not passive consumers of popular culture; they actively process meaning and reproduce that meaning into their everyday lived experiences. †¢ Children filter messages and meaning from the adult world via their

The Distribution Of The Company Essay - 1621 Words

The variation in the number of sales also interferes with the planning process within the company. Future projections are made based on the prospected sales hence profits by the company. Due to the fact that the sales of sportswear varies, the company cannot easily project its future growth as well as predict the profits it will make in future (Plunkett, 2009). In addition to this, the political and financial instability that is making headwinds in key worldwide markets is also a contributing factor to the inability of the company to come up with precise projections. It looks more Europe since it has identity with the company’s EMEA direct business where CSC has continuous exertions to revitalize the Columbia brand, and in South America regarding import limitations and money obligations in key wholesaler markets. The other factor is the continuous change in the exchange rates for the foreign currencies. This changes with time and is quite irregular. This implies that no single firm can come up with its financial plan based on accurate exchange rates. This has to be subjected to some approximations that could interfere with the company budget in the long term basis. There exist many more factors that are to be put into consideration. Apart from the ones that have been discussed. Despite all these, the company expects to expand and increase its net income. There are some factors that will contribute to the expansion. The first one is an increment in the number of sales by theShow MoreRelatedAllen Distribution Company1476 Words   |  6 Pages| Case 1: Allen Distribution Company | Would we extend the $1,000 credit line to the Morse Photo Company? | | | 11/27/2010 | Introduction to Case problem and important points to be covered The core problem for Allen Distribution Company is how to distinguish from the marginal accounts the difference between good creditors and bad creditors. 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Report on the European Bond Market †November 2010 to April 2012 Free Essays

This report describes the performance of the European bond market for the last 18 months and evaluates the impact of the major events, causes and factors which affected the sovereign and corporate bond market during this period. The report also provides the future of the European bond market based on the political scenario prevailing in that region along with a discussion on the methods to ease the financial crisis in the Euro zone. Introduction The European bond market experienced severe tension in the year of 2011 and the sovereign yields increased further. We will write a custom essay sample on Report on the European Bond Market – November 2010 to April 2012 or any similar topic only for you Order Now Wealth holders are aware of the risk and price the bonds accordingly. In some cases there is an overestimation of risk which leads to an increase of the respective yield (see Appendix 1.1) (European Central Bank, 2012). European Bond Market Performance Performance of Sovereign Bond The risk involved in the European bond market intensified considerably over the past 18 months due to slowing global growth prospect and broadening of concern about the government debt position in large European economies. Chart 1 shows the yield spreads (Appendix 1.2) of selected European countries against the German bund. The yield spread has increased by the end of 2011 except for Ireland. Chart 1 – Yield spreads of European bonds over German bunds (a) Source: Thomson Reuters Data stream and Bank calculations cited in Bank of England, 2011b, p.7. (a) Ten-year government and EFSF bond spreads over German bunds. (b) Spreads as on 15 June 2011 except for EFSF, which is as on 17 June 2011. (c) Spreads as on 22 November 2011.In May, Portugal becomes the third European country to seek financial assistance from European authorities and International Monitory Fund (IMF) (Bank of England, 2011a). Even though Greece and Portugal obtained financial support, market was concerned about the sustainability of their fiscal position. Chart 2 plots the yield on 10 year government bond of Greece which shows that the yield has come down in March 2012 and after that it shows a rising trend due to uncertainty about the financial stability of Greece. Chart 2 – Yield of 10 year Government bond of Greece Source: www.tradingecnomics.com / Public Debt Management Agency, 2012 During the same period Ireland showed a decline in bond yield (Chart 3). This is achieved by building confidence in economy though implementation of adequate fiscal adjustment measures. Chart 3 – Yield of 10 year Government bond of Ireland Source: www.tradingecnomics.com / Ireland Department of Treasury, 2012 Similarly the ten year Government bond yield spread for Greece (Chart 4) shows an increasing trend which confirms that the bailout package provided by the European Union (EU) and IMF has not provided the expected results. Chart 4 – Yield spread of 10 year Government bond of Greece (Bench mark – German Bunds) Source: Bloomberg, 2012. Another development in 2011 is the increase in the number of factors affecting the sovereign yield. After the introduction of Euro in 1998, the bond yield among the European nations remained the same (Chart 5) and during the period 2003-2007 the yield spread was very minimal due to abundant global liquidity. Chart 5 clearly shows that since 2007 onwards the bond yield shows a diverging trend. The increase in European bond yield spread in 2011 can be attributed to the fiscal sustainability concerns and risk aversion. Chart 5 – Yield spread of 10 year Government bond of European countries to 10 year German Bunds Source: Bloomberg Global Financial Data cited in www.rba.gov.au, 2012. Apart from the fiscal related concerns, the yield on European sovereign bond is influenced by strong demand for safe assets and change in investor demand. Chart 6 shows the yield spread between the government guaranteed agency bonds and sovereign bonds of Germany. It can be seen that during the tense times in 2011 the agency-sovereign spread was around 60 basis points which is attributed by the better liquidity of the sovereign bond compared to the agency bond. In 2012, with the improvement in financial markets the agency-sovereign spread shows a declining trend. Chart 6 – Yield spread between the government guaranteed agency bonds and sovereign bonds of Germany Source: Thomson Reuters and European Central Bank cited in European Central Bank, 2012, p.22. The performance of European sovereign bonds for the past 18 months shows that country wide effects like fiscal situation, economic outlook, risk aversion among investors and portfolio shift to safe assets are influencing more in driving yield development.Performance of Corporate BondYields of corporate bond also showed divergence across European countries similar to sovereign bond. Investors now apply more rigorous risk pricing methods to individual company specific risks within the same country. Chart 7 and 8 shows the yield curves for the covered bond markets of Germany and France which are estimated for various issuers in these markets. The dispersion of yield for individual bonds in both countries was high in past 18 months compared to that observed in 2008. This shows that the yield of corporate bond is changing not only with respect to country of origin, but also with individual issuer. Chart 7 – German covered bond yield curve in 2008 and 2011 Source: Bloomberg and ECB calculations cited in European Central Bank, 2012, p.24 Notes: For both years, the first Monday of the second half of the year (in July) is chosen. Estimated par yield curves (solid lines) and observed yields to maturity (points) are presented. Chart 8 – French covered bond yield curve in 2008 and 2011 Source: Bloomberg and ECB calculations cited in European Central Bank, 2012, p.24 Notes: For both years, the first Monday of the second half of the year (in July) is chosen. Estimated par yield curves (solid lines) and observed yields to maturity (points) are presented. Future of the European Bond MarketFor the next 12 months the outcome of the elections in European counties will have a major impact on investor confidence and global growth expectations. The citizens of Ireland, Spain and Portugal have already voted to change their government and Greece is moving forward to a coalition government. Among the four, Ireland showed a decline in yield on bonds, but it has the worst public finance in Europe. For the other three, a turnaround will be less likely for the next one year since they have got large fiscal and trade deficit, look uncompetitive and needs support for years. One of the options to ease the European crisis is to go for large scale bond buying of the affected countries by the European Central Bank (ECB).But such purchases are against the ECB rules and can slowdown the fiscal and structural reforms adapted by the members of EU. This can bring future losses to the ECB and its member banks. ECB and Germany are of the opinion that the eu ro zone government has to support the peers using the funds raised though European Financial Stability Facility (EFSF) or obtained from IMF (Ian Campbell, 2012). But this route can burden the core economies which are at risk themselves and further worsen the situation. Conclusion Predictability attracts long term investors in betting a currency or trading in a bond. But the euro area faces political and financial uncertainty. The future of Greece, lately a byword for ‘Euro-geddon’, will be decided by voters those who are fighting against the imposed austerity measures by the EU and IMF and those who want a stable future for the euro. Crisis in some European area sovereign debt markets and their impact on credit conditions along with high unemployment are expected to dampen the underlying growth momentum. The US market is also having uncertainty because of the presidential election planned to be held in November 2012.Presently investors in bond markets are looking for safe heavens with reasonable returns. South East Asian and Australian markets offer a good opportunity for investment.Even though growth is slow along with global economy, these markets can still outpace the European and US markets. Appendix 1.1 Definition of Yield The yield of bond is defined as the single discount rate when applied to all future interest and principal payments produces a present value equal to the purchase price of the bond. The yield depends on the risk involved in holding the bond. A greater risk can fetch a higher yield and a lower risk will result in lower yield.1.2 Definition of Yield spreadYield spread is defined as the difference between yields of two bonds. Usual practice is to fix the yield of one bond as a benchmark and to calculate the yield spread of other bonds. The yield spread is generally specified in basis points and a difference in yield of one percent is equal to 100 base points. Yield spread helps the bond trader to get a clear picture of relative movement of the bonds. Finally it is used as a tool to decide the buying or selling of a bond. Reference List Bank of England, 2011a. Financial Stability Report June 2011, Issue no 29. [pdf] London: Bank of England. Available at: [Accessed 23 May 2011]. Bank of England, 2011b. Financial Stability Report December 2011, Issue no 30. [pdf] London: Bank of England. Available at: [Accessed 23 May 2011]. Bloomberg, 2012. Snap shot of Greek-German spread (.GRGER10). [online] Available at : [Accessed 23 May 2011]. Campbell, I., 2012. Another Year of Living Euro-Dangerously. Reuters Breakingviews, p.37. European Central Bank, 2012. Financial Integration in Europe April 2012. [pdf] Frankfurt: European Central Bank. Available at: [Accessed 23 May 2011]. Gartside, N., 2011. Global Bond Outlook. [pdf] New York: J.P.Morgan Asset Management. Available at: [Accessed 23 May 2011]. Reserve Bank of Australia (RBA), 2012. Graphs. [online] Available at: [Accessed 23 May 2011]. Tradingeconomics, 2012. Greece Government Bond 10 Y. [online] Available at : [Accessed 23 May 2011]. Tradingeconomics, 2012. Iel and Government Bond 10 Y. [online] Available at : [Accessed 23 May 2011]. Bibliography Bank of England, 2010a. Financial Stability Report June 2010, Issue no 27. [pdf] London: Bank of England. Available at: 0http://www.bankofengland.co.uk/publications/Pages/fsr/2010/fsr27.aspx [Accessed 23 May 2011]. Bank of England, 2010b. Financial Stability Report December 2010, Issue no 28. [pdf] London: Bank of England. Available at: [Accessed 23 May 2011]. European Central Bank, 2011. Financial Integration in Europe May 2011. [pdf] Frankfurt: European Central Bank. Available at: [Accessed 23 May 2011]. Forbes,S.M. et al, 2008. Yield-to-Maturity and the Reinvestment of Coupon Payments. Journal of Economics and Finance Education, 7(1), p.48. Jorg Homey and Michael Spies, 2011. The German Pfandbrief Market 2011-2012. Hamburg: Deutsche Genossenschafts-Hypothekenbank AG, Rodrigo, 2012. Report on the European Bond Market- March 2010 to August 2011.[online] Available at: [Accessed 23 May 2011]. How to cite Report on the European Bond Market – November 2010 to April 2012, Essay examples